Landmarq

REQUIRED DETAILS for Personal Guarantee Deed

1. Guarantor Information

• Full name of the guarantor
• Father’s or spouse’s name
• Date of birth
• Residential address
• Contact number and email
• Occupation and employer/business details (optional but useful)
• Relationship with the borrower (if any)

2. Borrower Information

• Full name
• Address and contact details
• Type of borrower: Individual / Proprietor / Firm / Company
• PAN and other identification details

3. Lender Information

• Name of the lender (individual, NBFC, bank, or firm)
• Address and contact information

4. Loan Details

• Principal amount guaranteed
• Interest rate (if applicable)
• Loan tenure
• Repayment schedule
• Disbursement and repayment dates
• Loan agreement reference (date & number)

5. Nature of Guarantee

• Extent of liability (full or limited)
• Whether it’s a continuing guarantee (for future borrowings)
• Terms under which the guarantee becomes enforceable
• Duration/expiry of the guarantee (if limited)

🔹 6. Default Clause

• Events that will trigger enforcement of the guarantee
• Liability of the guarantor on default by the borrower
• Right of the lender to proceed against guarantor without first exhausting remedies against borrower

7. Legal Clauses

• Governing law and jurisdiction
• Dispute resolution method (arbitration or court)
• Waiver, notice, and indemnity clauses

8. Execution

• Signature of guarantor
• Signature of lender and borrower (if included)
• Two witness signatures (with names and addresses)
• Date and place of execution

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📄 REQUIRED DOCUMENTS for Personal Guarantee Deed

From Guarantor:

• PAN card (mandatory)
• Aadhar card / Passport / Voter ID (as address proof)
• Recent passport-size photo
• Income proof / ITRs / Salary slips (optional but strengthens credibility)
• Bank statement (3–6 months) (optional but good to assess financial strength)

From Borrower:

• Copy of Loan Agreement or loan sanction letter
• KYC documents (PAN, Aadhar) (optional – for cross-verification)

From Lender:

• Loan sanction letter or agreement copy
• Lender’s PAN and contact info (optional, unless included in the deed)

REQUIRED DETAILS for Corporate Guarantee Deed

1. Corporate Guarantor Information

• Full legal name of the company (as per ROC)
• CIN (Corporate Identification Number)
• Registered office address
• Nature of business
• Name and designation of authorized signatory
• Authority basis (Board Resolution/POA)
• Company PAN

2. Borrower Information

• Full name (individual or entity)
• Address and contact details
• Type of borrower: Individual / Firm / LLP / Company
• PAN and registration details (if entity)

3. Lender Information

• Full legal name (bank, NBFC, individual, or institution)
• Address and contact details

4. Loan Details

• Principal amount of the loan
• Interest rate (% per annum)
• Loan agreement date and reference
• Repayment tenure and schedule
• Purpose of the loan (business, expansion, etc.)

5. Guarantee Specifics

• Extent of guarantee (full or limited liability)
• Continuing guarantee or one-time obligation
• Whether it covers interest, penalties, and costs
• Term of the guarantee
• Events that trigger the guarantee
• Right of lender to proceed directly against the guarantor
• Subrogation or indemnity rights after payment

🔹 6. Legal Terms

• Governing law and jurisdiction
• Arbitration clause (optional)
• Waiver of defenses (common in commercial guarantees)
• Notices clause (mode and address of communication)

7. Execution Details

• Date and place of execution
• Signature of authorized signatory
• Signature of witnesses (usually 2)
• Company seal (if applicable)

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📄 REQUIRED DOCUMENTS for Corporate Guarantee Deed

From Corporate Guarantor:

• Certificate of Incorporation
• MOA & AOA (to verify power to issue guarantees)
• Company PAN Card
• Board Resolution authorizing execution of the guarantee deed
• List of directors (optional, for record)
• Signature ID proof of authorized signatory (PAN, Aadhar, etc.)
• GST registration certificate (optional)
• Power of Attorney (if signatory not a director)
• Company seal or stamp (if applicable)

From Borrower:

• Loan agreement copy
• PAN & address proof (if individual)
• Incorporation documents & KYC (if company)

From Lender:

• Loan sanction letter or agreement
• Lender’s KYC or entity documents (optional, if requested by guarantor)